Editor's picks

The 5 best credit cards

See the top 10 →
Marriott Bonvoy American Express Card
Annual fee
$120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$600Total$600Plus $100 of bonus paid after the first year, not counted in this total.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$600
Welcome offerAfter $3,000 in 3 months
Up to 70,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$120/yr
Min. annual income
—
Read the full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Read the full review
BMO VIPorter World Elite Mastercard
Annual feeNo annual fee the first year
$0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months
Up to 70,000 points
Ends Oct 31, 2026
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Fees and terms
Annual Fee
$199/yr
Min. annual income
$80,000+
Read the full review
Rewards
Rate
Porter flights
3x
Groceries
2x
Convenience
2x
Transit
2x
Gas & EV
2x
Restaurants
2x
Read the full review
TD First Class Travel Visa Infinite Card
Annual feeNo annual fee the first year
$0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,039
Welcome offerAfter $7,500 in 6 months
Up to 160,000 points
Apply Now

on TD's website

Features
Issuer
TD
Network
Program
TD Rewards
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read the full review
Rewards
Rate
Groceries
6x
Restaurants
6x
Transit
6x
Bills & recurring payments
4x
Streaming
4x
Read the full review
TD Aeroplan Visa Infinite Card
Annual feeNo annual fee the first year
$0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,239
Welcome offerAfter $12,000 in 12 months
Up to 50,000 points
Apply Now

on TD's website

Features
Issuer
TD
Network
Program
Aeroplan
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read the full review
Rewards
Rate
Gas & EV
1.5x
Groceries
1.5x
Air Canada flights
1.5x
Read the full review